How can identity theft effects individual's life? Know it.

Identity Theft as the name depicts :-It is the process of stolen someone’s personal information like name, credit card information, social security  number to commit the fraud by posing himself like a authorized person. Identity thief done this identity theft to his own gain or financial advantages on the expense of genuine person when the victim is alive or deceased.

Usually, identity thief can use personal information to:-

• Obtain credit cards, loans and state benefits.
• Open bank accounts.
• Obtain documents like passport and driving licenses in your name.
• Oder goods on victims behalf.
• Misuse existing accounts and mobile numbers.
• Until ,you can’t receive invoice for those things which you have not ordered or receive letters from debt collectors for debts that are not yours, you may not know that you are a identity theft victim.

Some most common types of identity theft are:

Financial Identity Theft:- Financial gain is the most common purpose of stealing personal information. Financial theft can be occurs to get the credit card, loans, good service in the name of authorized person.

Identity Cloning And Concealment:- Here identity thief opt someone else identity to conceal their own real identity. Bad guys may use other person’s images or information through  social networking sites and may create realistic stories to involving the friends of genuine person. They can misuse real person’s social information and able to obtain credentials to pass various authentication tests in daily life.

Synthetic Identity Theft:- It is the most recent identity theft  in which identities are partially or completely fabricated. Identity thief try to combining true Social Security Number with the name and date of birth. Synthetic theft is difficult to trace because it does not shown on person’s credit report directly but appear as entirely new file in the credit bureau or as the subfile on victim’s credit report.

Medical Identity Theft:- Under the identity of authorized person  some other individual seeks the medical care, referred as the medical identity theft. In addition to the risk of financial harm that is common to all variant of identity theft. Here, it is possible that thief’s medical history may be added to the medical record of true person that may effects the future treatment due to the misinformation.

Child Identity Theft:-Some minor’s identity is used by other unauthorized person to the personal benefits. The impostor may be a family member, friend or even a stranger who targets the children. The Social Security numbers of children are valued because they do not have any information associated with them. Thieves can obtain credit, driving licenses and even buying a house by using child’s identity.

Criminal Identity Theft:- Criminal fraudulently identifies theirself  as a police to the other individual at the point of arrest, that known as criminal identity theft. These thief can done some illegal deed or crime but charges place to the other person whose identity theft by the criminal thief.

Know , how to thief  stolen others identity:- Identity thieves can use many techniques to steal personal information like shoulder surfing, dumpster diving , stealing mails,bribing, pretexting, skimming, phishing.

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